Figure 8-6:Regional insurance
coverage for weather- and non-weather-related natural disasters, 1985-1999.
The role of insurance in paying weather-related losses varies by event type and
region, generally dominated by windstorm (Munich Re, 1999b). "Other"
includes weather-related events such as wildfire, landslides, land subsidence,avalanches,
extreme temperature events, droughts, lightning, frost, and ice/snow damages (Munich
Re, 2000). The numbers generally include "captive" self-insurers but
not the less-formal types of self-insurance. Total costs are higher than those
summarized in Figure 8-1 because of the restriction ofFigure 8-1 losses to those
from large catastrophic events. Rounding errors may appear in data labels.