Climate Change 2001:
Working Group II: Impacts, Adaptation and Vulnerability
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Figure 8-4:Trends in U.S. natural disasters, insurance industry profitability, and solvency, 1969-1999: (a) Sensitivity of property/casualty insurance sector net financial results to investment income and underwriting gain/loss. Upper bars indicate investment income; lower bars indicate net result of core business (premium revenues vs. claims paid). Curve is the net result. (b) Annual number of insolvencies and natural disaster losses (Mills et al., 2001).

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